# Onsetto > Onsetto builds the Commercial Banking Operating Platform. We help banks and credit unions > turn business accounts into primary operating relationships across four connected stages: > Identify, Activate, Expand, Retain - the Operating Relationship Framework. ## Core concepts - [Operating Relationship Framework](https://onsetto.com/framework): the four-stage operating model ending in Operating Primacy. - [Products](https://onsetto.com/growth-strategies): Prospecting Intelligence, SwitchAssist, Treasury Growth. - [SwitchAssist](https://onsetto.com/growth-strategies/switchassist): activation of funding, payroll, receivables, and payables into the new operating account. - [Prospecting Intelligence](https://onsetto.com/growth-strategies/prospecting-intelligence): operating and treasury signals before the first conversation. - [Treasury Growth](https://onsetto.com/growth-strategies/treasury-growth): consultative treasury expansion inside activated relationships. ## Tools - [Business Banking Activation Index](https://onsetto.com/activation-index): free three-minute activation benchmark for financial institutions. - [Deposit Activation ROI Calculator](https://onsetto.com/roi-calculator): models deposit and funding value from faster activation. ## Research - [Insights](https://onsetto.com/insights): white papers and executive research on commercial banking primacy. ## Company - [Company](https://onsetto.com/about) - [Careers](https://onsetto.com/careers) - [Schedule a demo](https://onsetto.com/schedule-demo)