Why Activation Now Defines Business Banking Primacy
A new operating paradigm for winning, deepening, and retaining business relationships in a rapidly evolving landscape.
Read MoreCale Johnston Believes We’re in a New Era of Business Banking
Onsetto wants to make it easier for businesses to move between banks. This year, it’s already raised over $11 million in two funding rounds.
Read MoreOnsetto Raises $9 Million Seed II Led by Canapi Ventures to Help Banks Win and Activate Business Accounts with AI-Guided Workflows
Minneapolis, MN — Tuesday, April 28 — Onsetto, a fintech platform helping financial institutions win and activate business banking relationships, today announced it has raised $9 million in Seed II funding led by Canapi Ventures, with participation from existing investors including EJF Ventures, Idea Fund of La Crosse, and The Perch Fund. Over the past decade,…
Read MoreHow Activation Now Defines Business Banking Primacy
Winning a business account no longer ensures operational control. Institutions that activate payroll, receivables, and payments early capture deposits faster and establish primacy.
Read MoreThe Liquidity Inflection Point
How AI-powered deposit onboarding will dissolve the stickiness of the commercial operating account — and what banks must do now to play offense before they are forced to play defense.
Read MoreOnsetto Voted ICBA ThinkTECH Accelerator Bankers Choice Award Winner at ICBA LIVE
Press Release: Boston (March 9, 2026) — Onsetto, an AI powered platform that helps facilitate commercial account transfers, today announced it was selected as the most promising solution by attendees at this year’s ThinkTECH Showcase during ICBA’s national convention, ICBA LIVE in San Diego. The Banker’s Choice Award, sponsored by Fiserv, and chosen by conference…
Read MoreOnsetto and Loquat Partner to Deliver End-to-End Business Banking Growth for Community Financial Institutions
Partnership connects Loquat’s omnichannel business account opening platform with Onsetto’s structured activation infrastructure — taking institutions from first click to primary operating relationship Minneapolis, MN and Miami, FL — March 4, 2026 — Onsetto, a structured activation platform for business banking, and Loquat, a fintech innovator enabling banks and credit unions to offer smart consumer…
Read MoreOnsetto and Vikar Partner to Accelerate Business Banking Activation and Primacy
Onsetto and Vikar partner to accelerate business account activation, funding velocity, and operating account primacy for banks and credit unions.
Read MoreTreasury Management: Is There Anything Left to Modernize?
We recently wrapped up our investment in Onsetto — an AI-powered platform helping banks win and convert commercial operating relationships. If you haven’t seen Ethan’s write-up on the deal, it’s worth a read here. As we dug into that investment — and spent more time around real-time payments, AI-native financial workflows, and new open banking rules…
Read MoreA Q&A with Onsetto’s Cale Johnston on Owning Core Operating Accounts in Business Banking
In the dynamic landscape of fintech, where the battle for primary banking relationships hinges on seamless transitions, few innovators have mastered the art of frictionless change like Cale Johnston. As the Founder and CEO of Onsetto—a Minneapolis-based startup founded in 2025 and already backed by a $2.2 million seed round led by EJF Ventures—Cale brings a wealth…
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