How Activation Now Defines Business Banking Primacy
Winning a business account no longer ensures operational control. Institutions that activate payroll, receivables, and payments early capture deposits faster and establish primacy.
Read MoreThe Liquidity Inflection Point
How AI-powered deposit onboarding will dissolve the stickiness of the commercial operating account — and what banks must do now to play offense before they are forced to play defense.
Read MoreOnsetto Voted ICBA ThinkTECH Accelerator Bankers Choice Award Winner at ICBA LIVE
Press Release: Boston (March 9, 2026) — Onsetto, an AI powered platform that helps facilitate commercial account transfers, today announced it was selected as the most promising solution by attendees at this year’s ThinkTECH Showcase during ICBA’s national convention, ICBA LIVE in San Diego. The Banker’s Choice Award, sponsored by Fiserv, and chosen by conference…
Read MoreOnsetto and Loquat Partner to Deliver End-to-End Business Banking Growth for Community Financial Institutions
Partnership connects Loquat’s omnichannel business account opening platform with Onsetto’s structured activation infrastructure — taking institutions from first click to primary operating relationship Minneapolis, MN and Miami, FL — March 4, 2026 — Onsetto, a structured activation platform for business banking, and Loquat, a fintech innovator enabling banks and credit unions to offer smart consumer…
Read MoreOnsetto and Vikar Partner to Accelerate Business Banking Activation and Primacy
Onsetto and Vikar partner to accelerate business account activation, funding velocity, and operating account primacy for banks and credit unions.
Read MoreTreasury Management: Is There Anything Left to Modernize?
We recently wrapped up our investment in Onsetto — an AI-powered platform helping banks win and convert commercial operating relationships. If you haven’t seen Ethan’s write-up on the deal, it’s worth a read here. As we dug into that investment — and spent more time around real-time payments, AI-native financial workflows, and new open banking rules…
Read MoreA Q&A with Onsetto’s Cale Johnston on Owning Core Operating Accounts in Business Banking
In the dynamic landscape of fintech, where the battle for primary banking relationships hinges on seamless transitions, few innovators have mastered the art of frictionless change like Cale Johnston. As the Founder and CEO of Onsetto—a Minneapolis-based startup founded in 2025 and already backed by a $2.2 million seed round led by EJF Ventures—Cale brings a wealth…
Read MoreConvert Cold Business Prospects With Warm Analytics
New Feature: Now you can generate a banker-ready proposal in minutes – not days.Personalization is built in. Lead GenerationProspect uploads a recent statement. Onsetto instantly reveals fees, cash-flow pain points, and deposit opportunities. Faster OpeningPre-filled data from the prospect shortens onboarding so bankers can focus on the relationship. Win PrimacyOnsetto switching moves deposits, AR/AP, and…
Read MoreWhy EJF Ventures Invested in Onsetto: Helping Banks Win Primary Operating Relationships
Onsetto is an AI-powered, white-label business account switching platform for financial institutions. It digitizes workflows that had previously been nearly impossible to automate and orchestrates the entire transition, giving both bankers and businesses a clear, guided path to completion.
Read MoreOnsetto, Inc. Raises $2.2 Million Series Seed Round Led by EJF Ventures to Accelerate Product Development and Go-to-Market Expansion
Onsetto, a fintech platform purpose-built to help financial institutions capture the core operating account and establish primacy with business customers, today announced it has raised $2.2 million in funding. The round was led by EJF Ventures, with participation from Idea Fund of La Crosse, The Perch Fund, and Minneapolis-based angel investors Daren Cotter and Bobby…
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