Prospecting Intelligence
Turn statements into insight. Turn insight into growth.
Onsetto’s Prospecting Intelligence helps banks identify, qualify, and engage business prospects earlier in the sales cycle. By securely analyzing recent business statements, Onsetto converts static financial data into clear, actionable insight that relationship managers can use in client-facing conversations from the very first meeting.
Instead of relying on slow, manual analysis or reactive discovery after an account is opened, Prospecting Intelligence gives bankers early visibility into cash flow behavior, liquidity, fees, and operating activity. This allows teams to qualify opportunities faster, focus on higher-value prospects, and drive more confident decisions about which businesses are most likely to become fully activated operating relationships.
Bankers already ask for statements. Onsetto removes the manual work and turns them into immediate, actionable insights.
Top-of-funnel qualification—powered by statements.
Businesses securely upload a recent bank statement, and Onsetto automatically analyzes cash inflows and outflows, balances, payment activity, fee exposure, and operating patterns. Bankers get a consistent, structured view of how a business operates without spreadsheets, manual data entry, or delayed back-office analysis.
With this early visibility, relationship managers can quickly assess whether a prospect has the scale and complexity to warrant deeper engagement and prioritize the opportunities most likely to convert.
Automated proformas tailored to each business
Onsetto extends statement analysis by generating tailored, forward-looking proformas for each prospect. These proformas model how a business’s financial position could change as key operating flows like payroll, receivables, and payables transition to the bank.
Relationship managers can use these projections to illustrate potential funding behavior, highlight treasury opportunities, and guide more informed conversations without relying on manual modeling or analyst support.
From reactive analysis to client-facing growth conversations
Financial analysis has traditionally happened late in the sales process or after onboarding, when it is too late to influence where operating activity lives. Prospecting Intelligence shifts this insight to the front of the relationship.
Bankers enter early conversations with data-backed insight, a clear operating narrative, and practical talking points that connect switching and treasury adoption to measurable outcomes. This elevates prospecting into a consultative experience and positions the bank as a strategic partner, not just a place to open an account.
Empowering relationship managers at scale
By automating analysis and proforma creation, Onsetto removes friction from the RM workflow and standardizes how opportunities are evaluated across teams. Relationship managers spend less time preparing data and more time engaging clients and advancing opportunities.
Prospecting Intelligence helps banks shorten sales cycles, increase consistency across teams, and scale expertise without increasing headcount.
Built for conversion, not just discovery
Every insight generated by Prospecting Intelligence connects directly to Onsetto’s automated switching and activation workflows. As prospects become customers, the same intelligence supports funding, switching, and treasury adoption, creating continuity from first conversation through full operating relationship activation.
Prospecting does not stop at qualification. With Onsetto, it becomes the foundation for conversion and long-term growth.
Bankers spend up to 50% of their time on non-client-facing work.
- Ernst & Young
Onsetto surfaces critical insights faster, so teams spend less time preparing and more time engaging.
Designed to deliver measurable results.
Faster time to core operating account funding
Higher percentage of accounts achieving primacy
Increased treasury adoption
Fewer banker hours per onboarding
Not switching software. Growth infrastructure.
One fully activated operating relationship can generate enough interest income to pay for Onsetto many times over.
Deposits Moved × % NIM = ROI
