Onsetto Selected for ICBA ThinkTECH Accelerator Program

Press Release: MINNEAPOLIS, Minn. (Dec. 11, 2025) — Onsetto, a business account switching and relationship-primacy platform that helps financial institutions capture the full business core operating account from day one, announced today its selection to the Independent Community Bankers of America®’s (ICBA) ThinkTECH Accelerator Program. The 10th iteration of the award-winning program kicks off January 5 at the ICBA Center for Innovation in Atlanta.

“We are honored to join the ICBA ThinkTECH Accelerator, a program that has consistently advanced community banking innovation since its inception,” said Cale Johnston, Founder and CEO of Onsetto. “Community banks lose far too many business relationships simply because transitioning operating accounts is painful for consumers. We’re excited to partner with ICBA and community bankers to refine our solution and help banks win primacy, deepen relationships, and grow deposits from day one.”

Onsetto helps community banks capture and activate full business operating relationships by automating business account switching, including deposits, payroll, AP/AR, and other core operating flows with zero friction. Most banks stop at account opening, leaving revenue opportunities untapped when businesses don’t transition their full operating accounts. Onsetto eliminates that gap, enabling bankers to fund accounts faster, expand treasury engagement, grow deposits without growing headcount, and build long-term customer loyalty.

The latest cohort supports a host of identified areas by ICBA’s selection committee, including responsible AI for compliance, tools that accelerate small business growth, modernize lending, expand investing options and strengthen fraud defenses. The first of two accelerator programs planned for 2026, these solutions will provide vital support for community banks nationwide to grow and meet the evolving needs of their customers.

“We are excited to have Onsetto join us as a member of our first ThinkTECH Accelerator of 2026,” ICBA Executive Vice President and Chief Innovation Officer Wayne Miller said. “Business operating accounts are the heartbeat of small business banking. By automating the switch of the core operating account, Onsetto provides community bankers with a powerful tool to win relationships and drive primacy. We look forward to supporting their team as part of the accelerator.”

Since its inception, the ICBA ThinkTECH Accelerator program has connected the most innovative, cutting-edge fintech companies in the world with thousands of community bankers and industry leaders — identifying and designing workable solutions that solve for today’s modern banking needs. Participants receive mentorship from a distinguished network of industry stakeholders through an immersive 10-week bootcamp and will present their refined offerings at ICBA’s annual convention, ICBA LIVE in San Diego, Calif.

For more information about Onsetto, visit www.onsetto.com. For more information about the ICBA ThinkTECH Accelerator, visit www.icba.org/accelerator.

About Onsetto
Onsetto is a white-label business-banking growth platform that helps financial institutions accelerate activation, expand treasury engagement, and capture the full core operating account. Designed to eliminate friction across the entire commercial banking lifecycle, Onsetto unifies three purpose-built solutions: Automated Switching, Prospecting Intelligence, and Treasury Insight. The platform automates the migration of AR, AP, payroll, and payment flows; transforms financial statements into actionable sales insights; and surfaces predictive signals that help bankers engage proactively and deliver anticipatory banking. Built without requiring core or online-banking integration, Onsetto is fast to implement and easy to scale, giving financial institutions a modern, data-driven path to deeper, more profitable business relationships. To learn more, visit www.onsetto.com.

About ICBA
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.